These Terms of Use ("Terms") form a binding agreement between you ("you," "your," or "User") and AGM Apps ("we," "our," or "us") regarding your use of the Lotto Audit mobile application for iOS (the "App").
By downloading, installing, accessing, or using the App, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not install or use the App.
These Terms are entered into between you and AGM Apps. Apple Inc. is not a party to these Terms and is not responsible for the App or its content, except as expressly stated in Section 19 (Apple-Specific Terms).
Lotto Audit is an entertainment and informational utility that lets users explore hypothetical lottery scenarios. Core features include:
The App is free, supported by advertising, and is a calculator, novelty, and visualization tool. It is not a lottery, a gambling service, a ticket vendor, a tax advisor, or a financial planner, and it does not accept wagers or sell tickets.
You must be at least 18 years old — or the minimum legal age to participate in lottery or gambling activities in your jurisdiction (which may be 21), whichever is higher — to use the lottery-related features of the App.
By using the App, you represent that you meet these requirements, that you are legally permitted to participate in the lottery where you live, and that you have the legal capacity to enter into a binding agreement. The App is not directed to children.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the App on any iOS device that you own or control, solely for your personal, non-commercial use, as permitted by the Apple App Store Terms of Service.
This license does not include any right to resell or commercially use the App, distribute it, or use it on behalf of any third party.
You agree that you will not, and will not permit any third party to:
Lotto Audit is provided for entertainment and general informational purposes only. Every figure the App produces — including tax estimates, net-payout estimates, annuity schedules, comparisons, and live jackpot amounts — is an approximation generated for illustration. These figures may be incomplete, out of date, or inaccurate, and they do not account for every rule or your individual circumstances.
Important: Nothing in the App constitutes tax, financial, legal, accounting, or investment advice. Tax laws change and vary by jurisdiction. You are solely responsible for verifying any figure before relying on it, and you should consult a qualified professional before making any financial decision.
The "Lucky Numbers" feature generates number combinations using a random generator, for entertainment only. Lottery drawings and other gambling outcomes are random and independent events.
You acknowledge and agree that the numbers generated by the App:
You are solely responsible for your own decisions. Playing the lottery or any form of gambling involves a real risk of losing money. Any decision to buy a lottery ticket, to use numbers generated or displayed by the App, to place a wager, or to spend money is yours and yours alone. We are not responsible for, and you agree not to hold us liable for, any money you spend or lose, any ticket you purchase, any prize you do or do not win, or any other consequence of gambling or playing the lottery. Using the App does not make you more likely to win.
Play responsibly. If gambling is affecting you or someone you know, help is available. In the United States, call or text the National Problem Gambling Helpline at 1-800-522-4700 (1-800-GAMBLER), available 24/7, or visit ncpgambling.org. Never spend more than you can afford to lose.
Lotto Audit is an independent product. We are not affiliated with, sponsored by, endorsed by, or otherwise connected to Powerball, Mega Millions, the Multi-State Lottery Association (MUSL), any state or national lottery, any tax authority, the Internal Revenue Service, or any government agency.
All product names, logos, trademarks, and brands referenced in the App are the property of their respective owners and are used only for identification and informational purposes. Their use does not imply any affiliation or endorsement.
Lotto Audit is free to download and use. The App does not offer any subscription, paid tier, or in-app purchase, and we do not charge you to access any feature.
Instead, the App is supported by advertising, including the optional rewarded ads described in Section 10. If we ever change how the App is monetized or introduce a paid feature in the future, we will update these Terms and the App's App Store listing before doing so.
The App is free and supported by advertising, which may include banner, interstitial, and rewarded ads. Some features — such as generating additional Lucky Numbers or running additional audits — may grant temporary extra uses in exchange for watching a rewarded ad. Ads are served by third parties and may be personalized based on your consent choices (see our Privacy Policy and the in-app consent prompts).
We do not guarantee that any specific ad will be available, complete successfully, or grant any specific reward. Reward eligibility is determined by the ad network's callback to the App.
The App, including its source code, design, graphics, text, logos, and branding, is owned by AGM Apps and is protected by United States and international copyright, trademark, and other intellectual property laws.
Except for the limited license granted in Section 4, no rights are granted to you in or to the App, our trademarks, or any related content. All rights not expressly granted are reserved.
Calculations you run and audits you save remain your information. Your data is stored locally on your device. If iCloud is enabled on your device, your saved history may sync through your own private iCloud account under Apple's encryption; it is not stored on our servers and is not accessible to us, as described in our Privacy Policy.
The App integrates with third-party services, which may include the Apple App Store and StoreKit, Apple iCloud, Google AdMob, Unity Ads, Liftoff/Vungle, and a hosted data source for live jackpot figures.
Your use of these services through the App is subject to the respective provider's terms and privacy policies. We are not responsible for the practices of third parties.
THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DATA — INCLUDING TAX ESTIMATES, JACKPOT FIGURES, OR GENERATED NUMBERS — WILL BE ACCURATE, COMPLETE, CURRENT, OR RELIABLE.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL AGM APPS, ITS OWNERS, OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF MONEY, PROFITS, WINNINGS, DATA, OR GOODWILL — INCLUDING, WITHOUT LIMITATION, ANY GAMBLING OR LOTTERY LOSSES, ANY AMOUNTS SPENT ON TICKETS, OR ANY FINANCIAL DECISION MADE IN RELIANCE ON THE APP — ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) US $20.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless AGM Apps and its owners from and against any claims, damages, obligations, losses, liabilities, costs, or debt (including reasonable attorneys' fees) arising from: (a) your use of the App; (b) your violation of these Terms; (c) your violation of any law, including any lottery or gambling law; or (d) your violation of any third-party right.
These Terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Before filing any formal claim, you agree to first contact us at [email protected] and attempt to resolve the dispute informally for at least thirty (30) days.
If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the App will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in the State of Florida or in your home jurisdiction where required by law. The arbitrator's decision will be final and binding.
You and AGM Apps agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.
Either party may bring an individual action in small-claims court, and either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights.
You may stop using the App at any time by deleting it from your device. We may suspend or terminate your access to the App or any features at any time, with or without notice, if we believe you have violated these Terms or if continued operation would expose us to legal or security risk.
Upon termination, Sections 5–8 and 11–17 survive.
This section applies because the App is downloaded from the Apple App Store.
These Terms are between you and AGM Apps, not Apple. Apple is not responsible for the App or its content.
The license granted is limited to use of the App on any Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions, except that the App may be accessed and used by other accounts associated with the purchaser via Family Sharing or volume purchasing.
AGM Apps is solely responsible for providing any maintenance and support services for the App. Apple has no obligation to furnish any maintenance or support services.
AGM Apps is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App to you. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the App.
AGM Apps, not Apple, is responsible for addressing any claims relating to the App or your use of the App, including but not limited to: (i) product liability claims; (ii) claims that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims under consumer protection or similar legislation.
In the event of any third-party claim that the App or your possession and use of the App infringes that third party's intellectual property rights, AGM Apps, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such claim.
You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
We may update these Terms from time to time. When we make material changes, we will update the "Last Updated" date above and, where appropriate, notify you within the App. Continued use of the App after changes take effect constitutes your acceptance of the updated Terms.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and AGM Apps regarding the App.